Sell your house fast in Cardiff
House prices in Cardiff
Prices rose 2.1% in the year to August 2026.
| Property type | Average price |
|---|---|
| Detached | £515,292 |
| Semi-detached | £324,962 |
| Terraced | £262,795 |
| Flat or maisonette | £161,334 |
Source: HM Land Registry UK House Price Index. Contains HM Land Registry data © Crown copyright and database right 2026. This data is licensed under the Open Government Licence v3.0.
What the figures mean for your home
The figures above cover the Cardiff Council area, from the city centre and the Bay out to suburbs such as Llandaff, Whitchurch, Rhiwbina and St Mellons. Penarth, just over the boundary in the Vale of Glamorgan, isn't included. Prices rose 2.1% in the year to August 2026, and at £272,443 Cardiff has the highest average of the 20 cities on our site.
The average detached house costs more than three times the average flat. That gap reflects how varied the city is: a student terrace in Cathays, a family semi in Rhiwbina and a waterfront flat in the Bay sell to different buyers at very different prices. Recent sold prices for homes like yours on nearby streets are the best starting point, and our guide to getting a house valuation explains how to find them.
Cardiff's council and homes
Cardiff Council is one of the 22 principal councils in Wales, a unitary authority that runs every council service in the city. The CF postcode area covers much of south Wales, including Penarth, Barry, Bridgend, Pontypridd and Merthyr Tydfil; Cardiff itself uses districts such as CF10 (the centre and the Bay), CF11, CF14, CF23, CF24, CF3 and CF5.
The housing is mostly Victorian, Edwardian and later:
- Victorian and Edwardian terraces in Cathays, Roath, Splott, Adamsdown, Canton and Grangetown
- Larger villas around Roath Park and along Cathedral Road, both conservation areas; the council lists 27 conservation areas in all
- Flats and apartments in Cardiff Bay and the city centre, nearly all leasehold
- Council-built estates from the interwar and post-war years, such as Ely and Llanrumney, and suburban semis further out
- Student lets, especially in Cathays and Roath
Welsh rules that affect a Cardiff sale
Three things work differently here from England. Buyers pay Land Transaction Tax to the Welsh Revenue Authority rather than Stamp Duty, with main rates starting at 0% on the first £225,000 since October 2022. Rented homes come under the Renting Homes (Wales) Act 2016, in force since 1 December 2022, which turned tenants into contract-holders and raised the notice for a no-fault ending from two months to six. And empty homes fall under Welsh council tax rules, where councils have been able to charge a premium of up to 300% since April 2023.
Ways to sell in Cardiff
An estate agent usually brings the highest price for a home in good condition, though you'll wait months to complete and pay a fee plus VAT. An auction is binding on the day and completes within weeks, which can suit homes needing major work, but the price isn't known in advance. A cash buyer like us buys the home as it is, makes an offer within 24 hours, pays your legal fees and completes when you choose, in as little as 7 days. The trade-off is a price below market value. If you're a landlord, our guide to selling a house with tenants explains your choices, but remember that Welsh notice rules differ from England's.
Empty homes and council tax in Cardiff
Cardiff Council's premiums page explains its charges. Once a home has been unoccupied and substantially unfurnished for more than 12 months, the council adds a 100% premium to the normal bill, rising to 200% at two years and 300% at three, the levels it set from April 2024. Check the page for the current rates. Welsh rules except homes marketed for sale at a reasonable price, for up to a year. If the owner has died, the home is exempt until six months after probate is granted, and the premium can't start until it has been empty for a year. Our guide to council tax on empty homes covers the rest.
When a quick sale makes sense here
A fast sale can help if you've inherited a terrace that needs work, a buyer has pulled out, or the premium on an empty home is mounting. If your home is in good order and you can wait, an estate agent will usually leave you better off, especially at Cardiff's price levels, where the gap between an open-market price and a cash offer can be large in pounds.
For money worries, speak to your lender first, then get free advice from Citizens Advice Wales, Shelter Cymru or MoneyHelper before deciding anything.
How selling to us works
Tell us about your home
It takes about two minutes online, with no obligation.
We call you within 24 hours
You get your cash offer, and we talk you through the sold prices nearby and how we reached it.
You pick the date
Complete in as little as 7 days, or whenever suits you. We pay your legal fees.
Questions people ask
Do buyers pay Stamp Duty on a Cardiff home?
No. In Wales, buyers pay Land Transaction Tax (LTT) to the Welsh Revenue Authority instead. Since 10 October 2022, the main residential rates have started at 0% on the first £225,000, while buyers adding a second home or a buy-to-let generally pay higher rates. As the seller you don't pay LTT on your sale, but it affects what buyers can afford, and you'll pay it on any home you buy next in Wales.
What changes if I sell a rented home in Cardiff?
Since 1 December 2022, the Renting Homes (Wales) Act 2016 has applied. Tenants are now contract-holders, tenancy agreements are occupation contracts, and the notice for a no-fault ending rose from two months to six. If you want to sell with the home empty, build that notice into your plans, or consider selling with the contract-holders in place to another landlord. Take advice before serving any notice.
How much council tax is charged on an empty home in Cardiff?
Cardiff Council adds a 100% premium on top of the normal council tax once a home has been unoccupied and substantially unfurnished for more than 12 months, 200% once it has been empty for two years and 300% after three, the levels set from April 2024. A home being marketed for sale at a reasonable price can be excepted for up to a year. After a death, the home is exempt until six months after probate is granted.
Sources
- UK House Price Index: Cardiff (HM Land Registry)
- Council tax premiums (Cardiff Council)
- Council tax premiums report (Cardiff Council)
- Council tax on empty and second homes: guidance (Welsh Government)
- Land Transaction Tax rates and bands (Welsh Revenue Authority, GOV.WALES)
- Housing law has changed: Renting Homes (Welsh Government)
- Conservation of the built environment (Cardiff Council)
Nearby
Related guides
How to sell your house fast
The quickest ways to sell a house in England and Wales are pricing it to sell through an estate agent and choosing a chain-free buyer, a traditional auction (which usually completes about 20 working days after the hammer falls), or a cash house buyer. GOV.UK says an ordinary sale takes about 5 months on average. The faster routes usually mean accepting a lower price.
Your situationSelling an inherited house: a step-by-step guide
To sell an inherited house in England or Wales, the executor (or administrator if there's no will) needs a grant of probate before the sale can go through, and GOV.UK advises not putting the house on the market until then. Inheritance Tax is due by the end of the sixth month after the death, and Capital Gains Tax may be due on any rise in value since the death.
Selling fastCash buyer vs estate agent vs auction: which suits you?
An estate agent usually gets the highest price but takes longest (about 5 months on average, says GOV.UK), and sales can fall through until contracts are exchanged. A traditional auction is binding when the hammer falls and usually completes about 20 working days later, but there are fees and the price depends on the bidding. A cash buyer is usually quickest and simplest, but pays below market value.
General information for England and Wales, not legal, tax or financial advice. Last checked 26 October 2026.